What we collect
When you ask for a referral: your name and one contact channel (phone or Telegram). It is passed to the partner you chose and is not kept by us.
When you use the calculator or the readiness check: nothing. The answers stay on your device.
No ID, no income, no documents, no accounts, no login.
What we do not use
No advertising pixels, no third-party trackers, no analytics cookies. This site makes no requests to anyone else.
Future credit scoring
The readiness check's questions are designed to match the signals a future score would use. Today nothing is stored. If any of it is ever retained, it will happen under separate, explicit consent, and never silently. Nothing collected on this website decides anything about anyone today.
Terms
Doh Torl is not a lender and does not approve, price or guarantee any loan.
The calculator is illustrative. The partner sets the final price and must show it to you in writing before you sign.
A referral is not an application. You can stop at any point.
We stand behind our partner standard. The loan contract is between you and the partner.
Updated September 2026