What it costs
What it really costs
Pick a type, an amount and a term. We show the total in dollars you would repay, for each partner, cheapest first.
A cheaper option for most people: — If your employer offers it, earned wage access has a smaller flat fee and is not a loan.
What you would repay
- You borrow
- $100.00
- It costs
- $3.00
- You repay
- $103.00
These figures are illustrative. The partner sets the final price before you sign.
- 1
Sample Payroll Partner
3% of the amount, minimum $2, once
Last checked: 1 Sep 2026
$103.00
Fee $3.00
Partners whose rate has not been re-verified in 60 days are hidden, not shown stale.
This calculator is illustrative. The partner sets the final price and must show it to you before you sign. If their number differs from this one, ask why. Sample data — real partners are loaded at launch.